Regardless of whether you prepare your taxes yourself or use a professional's services, it's a good idea to gather the information and documentation you need well in advance of your actual tax filing date. Below, we've listed some key information you need when preparing this year's taxes.
您的个人信息
The personal information you may need to file taxes may contain information from your prior year's return, 包括:
- 您的社会安全号码(SSN), 还有你配偶的ssn, 如果适用的话, 以及任何家属
- Last year's Adjusted Gross Income (AGI) if you're e-filing your taxes and need to confirm your identity
- 您可能有的报税密码.
你的收入资料
Your tax return typically requires documentation for all the taxable income you received the previous year.
- 报税表形式
- 1099表格
- 1099-MISC合同雇员
- 1099-K for those who receive payment through a third-party provider like Venmo or Paypal
- 1099-DIV用于投资分红
- 投资利息
- 1099-B for transactions handled by brokers
- Receipts, pay stubs, or any other documentation on income that isn't otherwise reflected.
你的扣除资料
Next, gather information on 扣除s that help reduce your overall tax burden. These include, but aren't necessarily limited to:
- IRA and other retirement contributions
- 医疗费用
- 房产税
- 抵押贷款利率
- Educational expenses like college tuition or student loan payments
- State and local income taxes or sales taxes
- 慈善捐款
- 受扶养人护理费用
- 教室费用(教师)
There are other state-specific 扣除s that may apply to your situation.
您的税收抵免信息
Credits may further decrease your tax burden. 与扣除, which may lower your taxable income, tax 信贷s simply 信贷 you a portion of what you'd otherwise owe. Some available tax 信贷s may include:
- 劳动所得税抵免
- 儿童税收抵免
- 依赖护理
- American Opportunity and Lifetime Learning Tax Credits
- 储蓄者的信用
经常, the information needed to receive these tax 信贷s may be duplicative of other tax information. 例如, having your retirement contribution records handy may support both an IRA 扣除 and the Saver's Credit (if you qualify). Having your child's SSN may allow you to fill out the Child Tax Credit section and the dependent care 扣除. The more income- and 扣除-related information you have in one spot, the more streamlined your tax prep process should be.
您的纳税资料
最后, gather and provide information on how much you've already paid in taxes, whether through estimated tax payments, 收入额度, 或两个. This helps you quickly calculate your total amount due once you've entered your income, 扣除, 信贷, 以及隐瞒信息.
If you need help preparing for tax season, we encourage you to request a complimentary consultation, either in-person or virtual with a Financial Advisor at 元素财富管理.
重要的信息披露
The opinions voiced in this material are for general information only and 不 intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.
All information is believed to be from reliable sources; however LPL Financial makes no representation as to its completeness or accuracy.
This article was prepared by WriterAccess.
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来源: http://www.nerdwallet.com/article/taxes/tax-deductions-tax-breaks